Fixed Deposit Calculator

Calculate your Fixed Deposit returns with different tenure categories and payout options. Get accurate projections with real-time updates.

FD Parameters

Short-term FD (≤ 180 days)

Simple interest calculation, higher liquidity

Regular FD (6 months - 10 years)

Quarterly compounding, standard rates

Long-term FD (> 5 years)

Best rates, tax-saving options available

Cumulative FD

Interest compounds and paid at maturity (Highest Returns)

Quarterly Interest Payout

Interest paid every 3 months (Regular Income)

Monthly Interest Payout

Interest paid every month (Maximum Liquidity)

Results update automatically as you change values

Investment Projection

Enter your FD details to see your investment projection

Results update automatically as you change values

Short-term FD

  • Simple interest calculation
  • Maximum liquidity (≤ 180 days)
  • Lower interest rates
  • Ideal for parking surplus funds

Regular FD

  • Quarterly compounding
  • 6 months to 10 years tenure
  • Multiple payout options
  • Standard market rates

Long-term FD

  • Highest interest rates
  • Tax-saving options (Section 80C)
  • Best for wealth building
  • Compound growth advantage