EPF Calculator

Calculate your Employee Provident Fund corpus with employer contributions and compound interest

Salary Details

Monthly Basic Salary (₹)

₹

₹1,000 ₹50,00,000

Dearness Allowance (DA) (₹/month)

₹

₹0 ₹10,00,000

Investment Duration (Years)

1 year 50 years

Interest Rate (% p.a.)

6% 12%

Current rate: 8.5% (FY 2024-25)

EPF Corpus

Enter your salary details to calculate EPF corpus

About EPF

Contribution Structure

Employee: 12% of Basic + DA
Employer EPF: 3.67% to PF
Employer EPS: 8.33% to Pension (capped at ₹15,000 salary)

Interest Rate

Current EPF interest rate is 8.5% p.a. for FY 2024-25. Interest is compounded monthly and credited annually.

Withdrawal Rules

Full withdrawal after 5 years of unemployment
Partial withdrawal for medical, education, housing
75% withdrawal after 1 month before retirement

Tax Benefits

EPF contributions are eligible for tax deduction under Section 80C (up to ₹1.5 Lakh). Interest earned is tax-free. Withdrawals after 5 years are tax-free.